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Legal Information & Policies
Effective Date: February 19, 2026
CREME Consultants | www.cremeconsultants.com | info@cremeconsultants.com

1. Terms and Conditions
By accessing this website and engaging our consulting services, you agree to be bound by these terms.


Services: CREME Consultants provides professional consulting services. The scope of work is defined at the time of purchase or via a separate signed agreement.



User Conduct: You agree to provide accurate information and not to use our site for any unlawful purpose.


Intellectual Property: All content, logos, and materials provided during our consulting sessions remain the intellectual property of CREME Consultants unless otherwise agreed in writing.



Limitation of Liability: To the maximum extent permitted by law, CREME Consultants shall not be liable for any indirect, incidental, or consequential damages resulting from the use of our services.


2. Refund and Cancellation Policy



All Sales are final. No Refunds: Due to the digital and service-based nature of our consulting, CREME Consultants does not offer refunds for any payments made via Stripe or PayPal.



No Cancellations: Once a service is booked or a payment is processed, it cannot be canceled for a refund.


Exceptions: Refunds or cancellations will only be considered if strictly noted in a specific, separate written contract signed by both parties.



Chargebacks: You agree not to initiate a chargeback with your credit card provider or PayPal without first contacting us to resolve any disputes.



3. Privacy Policy
We value your data and use it only to fulfill our services.


Data Collection: We collect your name, email, and billing info to process orders.


Payment Processors: We use Stripe and PayPal. We do not store your credit card numbers. These third parties handle your data according to their own privacy policies.



Security: We implement industry-standard security measures to protect your personal information.


Third Parties: We do not sell your data. We only share it with our payment processors (Stripe/PayPal) to complete your transaction.



4. Contact Information
If you have any questions regarding these terms, please contact us:



CREME Consultants
Email: info@cremeconsultants.comWebsite: www.cremeconsultants.com